speeding ticket

New York

The New York Point System

We all want to score points―in games, with the boss, on a credit report― but you don’t want to score points on your driving record. The New York Department of Motor Vehicles issues points on your license for certain types of traffic violation convictions, and more is definitely not better.

New York’s point system is designed to identify drivers who commit many traffic violations in a short period of time. In other words, dangerous drivers. While we all sometimes make mistakes and one or two minor offenses isn’t usually enough for the DMV to suspend or revoke your license, several violations raise a red flag indicating that the DMV might need to take action.

And while multiple offenses can result in the DMV suspending or revoking your license, all it takes is one or two slip-ups for the department to assess you a hefty annual “driver responsibility” fee of at least $100 for three years.

Insurance Consequences

The DMV isn’t the only organization to worry about. Not only will you have to pay court fines and DMV assessment fees for moving violations, but insurance companies have their own independent point systems and can increase your premiums based on your driving record.

Insurers check your record when they renew your policy, and sometimes all it takes is one speeding ticket to jack up your rates. In extreme cases, you risk having your insurance canceled outright if the company decides your driving habits put you at greater odds of becoming involved in an accident. At that point it may become difficult for you to find another insurer willing to cover you, and driving without insurance is illegal and carries significant penalties in New York (including losing your license for at least one year).

Suspension and Revocation

Beyond that, if you are dinged 11 points for traffic convictions in an 18-month period, the New York DMV may suspend or revoke your license for (usually) 31 days. You may be given the option to appear for a hearing with an administrative law judge to argue that someone else committed the offense instead of you, but be careful: The judge may actually increase the period of suspension or revocation originally imposed by the DMV. Points are assessed according to the date of the offense, not the date of the conviction.




Speeding (1-10 MPH over posted limit)


Speeding (11-20 MPH over posted limit)


Speeding (21-30 MPH over posted limit)


Speeding (31-40 MPH over posted limit)


Speeding (more than 40 MPH over posted limit)


Reckless driving


Failing to stop for a school bus


Following too closely (tailgating)


Inadequate brakes


Inadequate brakes while driving an employer’s vehicle


Failing to yield right-of-way


Violation involving a traffic signal, stop sign, or yield sign


Railroad-crossing violation


Improper passing, unsafe lane change, driving left of center, or driving in wrong direction


Leaving the scene of an incident involving property damage or injury to a domestic animal


Safety restraint violation involving a person under 16


Any other moving violation

The point system is not the only way to lose your license; there are mandatory suspensions and revocations outside this classification. For example, your license will be suspended for three speeding violations within 18 months even if your total is less than 11 points. And serious offenses such as driving while under the influence of alcohol or drugs carry serious consequences, starting with a six-month license revocation.

While the traffic convictions themselves remain on your record for at least three years, the points are automatically removed from your total 18 months after committing an offense. You may also remove four points from your total by completing an accident-prevention course approved by the DMV (read the DMV’s Point and Insurance Reduction Program brochure).

The DMV has provided a summary of the state point system, and you might also want to read in detail about other traffic offenses and reasons you might lose your license.

Driver Responsibility Program

New York is unique in countless wonderful ways, but one matchless feature that bad drivers won’t like is how the state tries to prevent traffic offenders from repeating their problem behavior. Sure, you’ll pay penalties, fines, and fees for the violation itself, plus the reinstatement fees you’ll pay to get your license back after a revocation. But even decent drivers who maybe got a little careless once or twice will find themselves subject to a “driver responsibility assessment”―a fine paid once a year for three years to the DMV.

The kicker is that you only need to accumulate six points in an 18-month period to be subjected to this assessment, and the monetary dent is significant: $100 a year for six points plus $25 a year for each additional point, for three years. Alcohol- or drug-related traffic violations cost $250 a year for three years. Read more about New York’s Driver Responsibility Program.

Check Your Driver’s License Status

Whenever you need or want to check the status of your driver’s license, you can order a driving record report. This record will spell out if your driver’s license is currently valid. Should your license have been revoked or suspended, the report will indicate that according to what’s on record at the DMV. This report will also show points against your license and, in some cases, information on any accidents you have had.

How to Get Your License Back

You must pay $50 to terminate a suspension (you may do this online or at a local DMV office), or $100 for suspensions due to violating the Zero Tolerance Law. To reapply for a license that has been revoked, you must appear in person and pay a $50 reapplication fee in addition to the normal driver license application fees.

NOTE: The suspension termination fee for a driver’s license suspended for non-payment of a traffic ticket is $70.

Source: http://www.angelfire.com/ny/davekappesq/points.html

Get Help Now
We will help you keep your License, Beat Points and Avoid Insurance Increases
Call 855-WIN1-NOW